5 nodes on the same HDD vs 5 nodes on a separate disks

4x5TB nodes on a single drive and single public IP. Drive dies, 20TB of data is lost.
1x20TB node on a single drive. Drive dies, 20TB of data is lost.

There should be no difference to the network, unless the network gave multiple pieces of the same segment in the first case, but that should not happen, right?

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