I’m with you. Not to push a particular vendor: but if you use something like a Crypto.com Storj address then you get your payout… make a couple clicks to sell-to-fiat… and make a couple more clicks to load it into one of their Visa Debit cards. So 5 minutes after getting the coins you can be spending the money anywhere Visa is accepted.
I don’t care if I eat a bit of spread. Before the zkSync folks even figure out how to get their extra 3% back to L1… I’ve used my coins to put gas in my car 
