If Staking is coming, what %-APR would convince you to stake some/all of your monthly payouts?
If we ignore the risky rates offered by alts and yield-farming… and look only at something “normal” like USDC/USDT… then today you can get 4-5% from larger providers. So to me if Storj offers 5%+ on 90-day to 365-day lockups it’s interesting, and around 10%+ then I think it offsets the variability of token price and is definately worth putting some payout tokens into.
It would have to outperform inflation for me. So around 7%. But I don’t know if this would really help, because it can cause a spiral down into a more costly scenario. So I would be a bit cautious with that approach
Outperforming inflation does not even start to cut it. STORJ is very volatile, at this point no reasonable APR will be able to pay for the risk.
Yes, you can say the price is volatile. But not the performance on the token. It does not correlate with the price. You can still archive 7% performance on a token but the token with dumps. Performance on tokens is only measured on the amount you receive
Edit:
This is the performance chart of storj on binance. It’s only measured in token performance not price.
Sure, but that metric is meaningless. 100% APY is horrible if token value halves by the end of year. When you decide to stake you are making a risk assessment. And because it’s a utility token, and its value is all over the place, the risk of it halving is close to 50%, for the lack of better insights. So APR shall be better than 50% to make sense.
My understanding is, that they want to increase token worth. And they can only archive it by increasing demand and decreasing supply. So too much apr is not good and too little isn’t good either. But it’s the question on what scale they am want to buy back tokens.
The APR won’t increase the supply, so bigger=better. I won’t consider anything below 12%/year, aka 1%/month, and the possibility to unstake whenever I want. Forcing me with lockdown periods and making me miss some high tides to sell, is a no go for me.
If they don’t make you lock for at least 3 months (ideally a year) it doesn’t sound worth it to them. They already do payouts monthly: letting people unlock monthly isn’t really keeping anything out of circulation at all.
But we’ll see what they come up with: probably a feature we can’t use until next year.
Why not? You can choose not to sell and keep staking. Or you can choose to sell and don’t have anything to stake. It’s your choise. It should be your choise.
They said staking “…will be designed to reward long-term commitment and avoid the pitfalls of short-term staking behaviors”. To me that means we won’t be unstaking whenever we want. And I think even 90-days would be short-term. I kinda expect locking for a year, but I’m just guessing.
Or maybe lock for a minimum amount of time: like 6 months: and after those 6 months the coins stay in but then they can be withdrawn whenever you want?
If you go to far with the lockdown, there will be less interest for staking. Maybe I’m wrong. I guess they will tweak things as they go.
I wonder if they’ll ever have a customer… who stakes enough… that combined with the discount for paying with tokens… effectively covers their Storj S3 bill… forever? Like the stake-interest+bonus makes enough every month to pay their bill? Hmmm… that would be committing a lot of cash up-front though…
I guess it’s no different than having enough cash in a savings account that the interest pays your fiat Storj bill.
SPX has a long-term return of 10-11%. 
That will be possible with 1 month or less lockdown. Or get the reward unstaked.
In my case any percentage will do, since I’m holding a fixed amount for “gambling purposes”, to cash out when altcoins may go crazy again. Binance is offering interests up to 10% (USD, EURI), so this would be a good value I think. But then why not converting it into a stable coin and stake it then, with low risk of volatility?
None. I am much more interested to not to wake up and find out that the values of the promised funds tanked over night and are no longer worth the payout that Storj has promised. A stable value would be much more worth for me than another risky addon to the already risky token gamble.
The structure developed will be designed to reward long-term commitment and avoid the pitfalls of short-term staking behaviors.
This does not sound like 1 month or less.
Very good point. Why committing long term to Storj if I can have higher yields and maybe shorter terms when converting and staking on Binance and others?
Only 2 reasons come into my mind:
I think this
I saw there:
But I don’t think, that it should be enforced though.
Also I think this could work too:
We know that other projects do this also either by upfront payment or by such high hardware requirements that you have literally to invest to be able to run a node.
But we also know that this is exactly what keeps potential node operators away resp. the lack of such upfront investment was the reason node operators joined Storj in the first place:
Yes, that’s why I don’t think it should be mandatory, maybe just a replacement at the operator’s discretion. Or maybe even proportion? 
Again, up to the operator.
Or, for example, the held amount would go to that smart contract, not just held?
But then again the question that @gingerbread233 brought up:
If it is not made mandatory, why should I stake the STORJ token, at low rates, with volatility risk and long term commitment, when I could be better off converting it to stable coin and stake that on Binance and others with higher returns, less volatility and shorter terms?
So that it is not returned after 16 month but staked instead? And only returned on graceful exit? And through staking it would keep growing and growing…
Interesting. But would that help token value?
