You will be paid the total amount of USD we owed you when it will cross the Minimum Threshold for the payment period. It will be converted to STORJ on date of sending.
We do not push you to take the market risks and accumulate your earnings in tokens.
If you want to take this risk - you can opt-in for L2 payouts via zkSync and withdraw to L1 (not necessarily to the same wallet, you can withdraw to L1 deposit of exchange) when you want and pay fee which you agree.